Username and Password
As part of the account set-up and registration process, you may be asked to select a username and password. We may refuse to grant you a username for any reason in our sole discretion, including in the event that we determine that such user name impersonates someone else, is illegal, vulgar, or otherwise offensive, or is protected by trademark or other proprietary rights law, or otherwise may cause confusion. You will be responsible for the confidentiality and use of your username and password and agree not to transfer or resell your use of or access to the Service to any third party. YOU ARE ENTIRELY RESPONSIBLE FOR MAINTAINING THE CONFIDENTIALITY OF YOUR USERNAME AND PASSWORD AND FOR ANY AND ALL ACTIVITIES (INCLUDING PURCHASES, AS APPLICABLE) THAT ARE CONDUCTED THROUGH YOUR ACCOUNT.
If an Employer wishes to implement EvoShare without their retirement service provider
being an EvoShare partner, EvoShare would charge the Employer the onboarding and
monthly fees found here.
If an Employer’s Retirement Service Provider is an EvoShare Partner, EvoShare will waive the onboarding and monthly fees that are normally charged to the Employer. If an Employer terminates its customer relationship with an EvoShare Partner and their new Retirement Service Provider is not an EvoShare Partner, Employer would be required to pay EvoShare’s onboarding and monthly fees, or terminate the relationship.
Companies who desire to have or already have an employer sponsored retirement program for employees (“Employer”) may apply for registration to use EvoShare’s services (“Services”). Upon registration, Employer confirms that their retirement plan design allows employees that are participating in their employer-sponsored retirement plan to make one-time special elections. For example, an Employee is allowed to elect to defer a dollar amount from their sales bonus in addition to their typical paycheck deferral.
Employer Accounts are subject to approval by EvoShare. EvoShare has sole discretion in choosing whether or not to approve an Employer registration.
By submitting an application to participate in the Services, you represent and warrant that you: 1) have the right to enter into and perform this agreement with EvoShare including, but not limited to, the consent of the Employer to use its name and/or logo, and 2) that the information in your application is true, complete and current. By participating in the Services, you grant EvoShare a worldwide right to: 1) display your listing on our Website; 2) promote your organization or company as part of the Services online, in print and any other media; and 3) display your trademark, logo, slogans and other source or business identifiers in promotion of your company or organization.
You may terminate your relationship with EvoShare and our right to use your name and logo at any time by giving EvoShare a written notice and EvoShare will cease all such use. EvoShare acknowledges that you retain all right, title, and interest in and to your name and logo and reserves all rights not expressly granted.
You may promote your participation in the service by displaying the EvoShare trademark, logo, slogan and other source or business identifiers. EvoShare may terminate this Agreement or remove your listing from the Website and Services at any time for any reason. Upon receipt of written notice of termination from EvoShare, you must promptly remove any source or business identifiers of EvoShare and disable the links from your website to the Services.
Employees of the Employer are considered “EvoSavers.” When an “EvoSaver” makes a purchase at a participating online or offline merchant, that transaction is recorded by EvoShare. A percentage of the transaction is given to the EvoSaver as “cash-back” and stored as points in their EvoSaver account: 1 point equals $1 in cash-back.
Payroll Deductions based on Cash-back Earnings
As often as desired, the Employer commits to logging into their employer account and
uploading a list of employees that are eligible to contribute toward their
employer-sponsored retirement plan, including first name, last name, and last 4 digits of
their SSN. EvoShare will then cross-reference that file internally and identify EvoSavers
that have earned at least $10 cash-back and are eligible to contribute toward their
employer-sponsored retirement plan. These EvoSavers will be sent their cash-back
earnings via check or direct deposit.
EvoShare will then provide the Employer with the “cash-back earnings report” which includes the first name, last name, last 4 digits of their SSN, and cash-back earning amount for each eligible EvoSaver. It is the responsibility of the Employer to make deductions from each eligible EvoSaver’s paycheck in an amount that is equal to the EvoSaver’s cash-back earnings.
For example, if an eligible EvoSaver earned $50 cash-back throughout a quarter and receives this amount from EvoShare via check or direct deposit, the Employer will deduct an equal amount from their upcoming paycheck as additional contributions toward their employer-sponsored retirement plan. The EvoSaver also has the option of using their cash-back toward an IRA, student loan or college fund, which will not require a payroll deduction by the Employer.
Employer is solely responsible for errors made by their payroll department when processing these additional paycheck deductions. EvoShare will conduct their due diligence in providing accurate cash-back dollar amounts to the employer in the form of the “cash-back earnings report” and maintaining records of this information. Should an error arise while processing one-time additional deductions, the employer and EvoShare will review all pertinent records including but not limited to the “cash-back earnings report”.
If EvoShare is found to have provided inaccurate cash-back dollar amount(s), EvoShare will be responsible for reconciling paycheck earning discrepancies caused by the paycheck deduction error. If the employer is found to have inputted inaccurate cash-back dollar amounts while processing additional deductions, the employer will be responsible for reconciling paycheck earning discrepancies caused by the paycheck deduction error.
Employees (“EvoSavers”) of Employers that have chosen to register for an EvoShare
Employer Account may register for an EvoSaver Account and earn cash-back toward an
employer-sponsored retirement plan, IRA, student loan, or college savings plan.
SUBJECT TO YOUR COMPLIANCE WITH THESE TERMS AND ALL APPLICABLE LAWS, EvoShare grants you permission to access and use the EvoShare Service solely for your personal use, at the level for which you have registered, as set forth in these Terms and consistent with the intended features of the EvoShare Service.
In order to use the EvoShare Service, you must have a EvoShare account in good standing and you must enroll a valid, eligible credit or debit card by submitting your card information that EvoShare requests. You agree that the information you provide to EvoShare on registration and at all other times, will be true, accurate, current, and complete, and that you will keep this information accurate and up-to-date at all times and you represent and warrant that you are authorized to use the payment card that you submitted.
Receiving cash-back (Statement credits
Earnings from local restaurants may take anywhere from a few minutes to 7 business
days to show up, depending on the type of card used and restaurant visited. Earnings
from online businesses normally take 1-10 business days to process. In some case, the
earning process may be delayed.
In order for EvoShare to redeem an EvoSaver’s cash-back toward an employer-sponsored retirement plan, IRA, student loan account, or college savings plan, the EvoSaver must earn a minimum of $10 in cash-back.
For an EvoSaver using an Employee sponsored Retirement Savings Account, such as a 401(k), periodically, EvoShare send the EvoSaver their cash-back earnings via check or direct deposit. The EvoSaver is notified when the cash-back earnings are sent. The EvoSaver’s employer will then deduct an equal amount from the EvoSaver’s upcoming paycheck as an additional contribution toward their employer-sponsored retirement plan. This additional deduction will only happen if the EvoSaver has earned at least $10 in cash-back and the employer confirms that the EvoSaver is eligible to contribute toward their employer-sponsored retirement plan. EvoShare will not be making any contributions directly to a 401(k) account on behalf of the EvoSaver.
For the EvoSaver using the Service to contribute to an IRA, Student Loan, or College Savings Plan, EvoShare will send the cash-back earnings amount directly the IRA, Student Loan, or College Savings Plan. To participate in this, the EvoSaver must provide accurate and complete IRA, Student Loan, or College Savings Plan account information to EvoShare, and authorizes EvoShare to make these contributions on the EvoSaver’s behalf.
In no event shall the applicable Payment Card Network be considered as maintaining any type of financial obligation or deposit or other asset account, or holding funds or other value for you for distribution to you. Any pending Cash-back represent offer fulfillment amounts in process owed by the Participating Retailer or EvoShare, as applicable, and not your funds or balances maintained or held by the Payment Card Network.
Not all Visa, MasterCard, and American Express cards are eligible for registration. Visa, MasterCard, and American Express Corporate cards, Visa, MasterCard, and American Express Purchasing cards, non-reloadable prepaid cards, government-administered prepaid cards (including EBT cards), healthcare (including Health Savings Account (HSA) or Flexible Spending Account (FSA) or insurance prepaid cards, Visa Buxx, and Visa, MasterCard, and American Express-branded cards whose transactions are not processed through the Visa U.S.A payment system, MasterCard payment system, and/or American Express payment system are not eligible to participate.
Not all transactions with your registered Visa, MasterCard and American Express card
are tracked by Visa, MasterCard and American Express.
You acknowledge that Visa, MasterCard, and American Express may be unable to monitor every transaction made with your enrolled Visa, MasterCard, or American Express card, including PIN-based purchases, purchases you initiate through identification technology that substitutes for a PIN, payments made through other payment methods (such as a digital wallet or a third party payment app, where you may choose your Visa, MasterCard, or American Express card as a funding source but you do not present your card directly to the merchant), payments of existing balances, balance transfers, or transactions that are not processed or submitted through the Visa U.S.A., MasterCard, and American Express payment systems, and that these transactions are not eligible.
Maximum cash-back per transaction is $250.
If you register a debit card, your transaction must be processed as a ‘credit’ (i.e., signature) transaction to make sure the transaction can be monitored. Do not use a Personal Identification Number (PIN) when paying for your purchases with your enrolled card if you want the transaction to be eligible for rewards or offer completion.
Double Enrollment Restrictions
Please note that we use Empyr as our Third Party Service Provider to help us operate our program. Your payment card may only be enrolled in one program operated by Empyr. If you have already enrolled a payment card with a separate program operated by Empyr, you will be unable to register that card in both Empyr and the other Empyr-operated program. You may enroll another payment card in Empyr or deactivate your card in the other Empyr-operated program.
Retirement Service Providers, Financial Wellness Companies, Benefit Brokers, etc. that
service Employers with an employer-sponsored retirement plan may register for an
EvoShare Partner account.
Becoming an EvoShare Partner is subject to a separate partnership agreement with EvoShare. EvoShare has sole discretion in choosing whether or not to approve EvoShare Partner registration.
By an application to participate in the Services, you represent and warrant that you: 1) have the right to enter into and perform this agreement with EvoShare including, but not limited to, the consent of the service provider, Employer , or Benefits Service Provider to use its name and/or logo, and 2) that the information in your application is true, complete and current. By participating in the Services, you grant EvoShare a worldwide right to: 1) display your listing on our Website; 2) promote your organization as part of the Services online, in print and any other media; and 3) display your trademark, logo, slogans and other source or business identifiers in promotion of your 401(k) or benefits service.
You may promote your participation in the service, by displaying the EvoShare trademark, logo, slogan and other source or business identifiers.
Public Communications; Identifying Employers and EvoShare Partners as Program Participants
If you are registering or operating an Employer or EvoShare Partner account with EvoShare, you acknowledge and agree that we may or may cause others to publicly disclose (including, without limitation, through a government filing, press release, interview, or any other public statement) the organization or companies participating in connection with the Service.
Right to Change Website Content
The Website will be updated as product offerings change, or as the communication needs or desired of EvoShare develop. EvoShare makes no guarantees that content provided through the Website will remain available to the public through the Website. EvoShare may also update or alter the layout, designs, or links within the Website.
Links to Third-Party Websites
Use of EvoShare’s Intellectual Property
Unless otherwise noted, the Website and all materials on the Website including text,
images, illustrations, designs, icons, photographs, video clips and other materials, and
the copyrights, trademarks, trade dress and/or other intellectual property in such
materials (collectively, the “Contents”), are owned, controlled or licensed by EvoShare
and other trademarks appearing on the Website are the trademarks of EvoShare or its
You may download or copy the contents and other downloadable materials displayed on the Website for your personal use only. No right, title or interest in any downloaded content is transferred to you as a result of any such downloading or copying. You may not reproduce (except as noted above), publish, transmit, distribute, display, modify, create derivative works from, sell or exploit in any way any of the contents or the Website.
DISPUTE RESOLUTION ARBITRATION
By visiting Website you agree that any dispute, claim or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation or validity thereof or the use of the Services (collectively, "Disputes") will be settled by binding arbitration between you and EvoShare, except the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation or violation of a party's copyrights, trademarks, trade secrets, patents or other intellectual property rights. You acknowledge and agree that you and EvoShare are each waiving the right to a trial by jury or to participate as a plaintiff or class in any purported class action or representative proceeding. Further, unless both you and EvoShare otherwise agree in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of any class or representative proceeding.
ARBITRATION RULES AND GOVERNING LAW
The arbitration will be administered by the American Arbitration Association ("AAA") in accordance with the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (the "AAA Rules") then in effect, except as modified by this "Dispute Resolution" section. (The AAA Rules are available at www.adr.org or by calling the AAA at 1-800-778-7879.) The Federal Arbitration Act will govern the interpretation and enforcement of this Section.
Limitation of Liability
By using the EvoShare Service, you agree to defend, indemnify and hold harmless
EvoShare and its subsidiaries, agents, licensors, managers, and other affiliated
companies, and their employees, contractors, agents, officers and directors, from and
against any and all claims, damages, obligations, losses, liabilities, costs or debt, and
expenses (including but not limited to attorney’s fees) arising from: (i) your use of and
access to the Website including any data or content transmitted or received by you; (ii)
without limitation your breach of any of the representations and warranties you make in
these Agreements; (iii) your violation of any third-party right, including without limitation
any right of privacy or intellectual property rights; (iv) your violation of any applicable
law, rule or regulation; (v) any claim or damages that arise as a result of any of your
User Content or any that is submitted via your account; or (vi) any other party’s access
and use of the Website with your username, password or other appropriate security
THE SERVICE AND ANY PRODUCT YOU RECEIVE THROUGH THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. USE OF THE SERVICE AND WEBSITE IS AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE AND THE PRODUCTS ARE PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, EVOSHARE, ITS SUBSIDIARIES, AND ITS LICENSORS DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THE SERVICE OR THE PRODUCTS WILL MEET YOUR REQUIREMENTS; THAT THE SERVICE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, UNINTERRUPTED OR SECURE; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE WEBSITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ANY CONTENT DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DOWNLOADED AT YOUR OWN RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD OR YOUR USE OF THE SERVICE.
BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL EVOSHARE, ITS AFFILIATES, AGENTS, DIRECTORS, EMPLOYEES, SUPPLIERS OR LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, THAT RESULT FROM THE USE OF, OR INABILITY TO USE, THIS WEBSITE OR SERVICE. UNDER NO CIRCUMSTANCES WILL EVOSHARE BE RESPONSIBLE FOR ANY DAMAGE, LOSS OR INJURY RESULTING FROM HACKING, TAMPERING OR OTHER UNAUTHORIZED ACCESS OR USE OF THE SERVICE OR YOUR ACCOUNT OR THE INFORMATION CONTAINED THEREIN.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EVOSHARE ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AVAILABLE ON OR THROUGH THE MOBILE APPLICATION OR WEBSITE; (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO OR USE OF OUR WEBSITE, MEMBERSHIP SERVICE OR ANY PRODUCT RECEIVED FROM OUR SERVICE; (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION STORED THEREIN; (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICE; (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH OUR SERVICE BY ANY THIRD PARTY; (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH THE WEBSITE; AND/OR (VII) USER CONTENT OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY.
Delivery of Confidential Information
COMMENTS & FEEDBACK
In compliance with your rights under California Civil Code 1789.3, you have the right
contact EvoShare with any complaints or to seek additional information. You may email
EvoShare at firstname.lastname@example.org. You may also call at (800) 828-9501.
For any physical documents, you may send mail to:
2288 Fulton, Suite 301
Berkeley, CA 94704
If California users have any questions or complaints about EvoShare, they may also contact The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs through writing at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.